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Plain-English finance, written for founders.

No accountant-speak. Just the things founders ask us, answered the way we'd explain over a coffee.

DUTY

How does alcohol duty work for a small UK brewery?

Duty by ABV, Small Producer Relief, draught relief and the mistakes that cost real money.

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20272028

MTD is coming for your self assessment — the checklist before your turn

The £30k wave lands April 2027, £20k in 2028. Six things to sort while it's still easy.

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£

Do UK creators pay tax on OnlyFans, YouTube and brand deals?

Thresholds, VAT, gifted products, US withholding — and what HMRC can now see.

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R&D

R&D tax relief in 2026: what startups can actually claim

The merged scheme, the intensive-SME rate, and what a defensible claim looks like now.

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MTD for Income Tax has started — who's affected

The £50,000 threshold, quarterly updates, points-based penalties and what to do.

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Featured

How to read your P&L without an accounting degree

The five lines that matter, what they mean, and the questions to ask when something looks off. The article we send every new client.

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