Free tools

Run the numbers before the call.

Three calculators on current 2026/27 rates. No email gate, no sign-up — they're the same models we sketch on a first call, so you might as well have them.

Dividend vs salary

The classic limited-company question, answered on your profit figure — corporation tax, NI and dividend tax included.

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Take-home pay

Gross salary to monthly net, with the £100k personal-allowance taper most calculators quietly ignore.

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VAT threshold tracker

How close you are to £90,000 on a rolling 12 months, and roughly when you'd cross at your current pace.

Open calculator

All three are general models on published rates — useful for direction, not a substitute for advice on your facts. Rates change at Budgets; we update the tools when they do.

The full version

The real model has your numbers in it.

30-minute call — we'll run your actual figures and tell you what the calculators can't.